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Plan ahead for Ontario traffic matters.
Lawelty is a monthly membership that connects you with independent licensed paralegals for eligible Ontario traffic matters arising after activation. Lawelty pays the professional fees included in your plan.
From $28.95 CAD/month, plus applicable taxes.
Existing tickets are not included. Plan limits, exclusions, provider availability and acceptance apply. Lawelty is not a law firm, paralegal firm or insurer; independent professionals provide legal advice and representation.
Why planning ahead matters
A traffic ticket can cost more than the fine.
Ontario ended municipal automated speed camera enforcement on November 14, 2025. Police still enforce speed limits. A speeding conviction can affect your driving record and insurance premiums, even without demerit points.
The impact can last for years
Speeding convictions appear on your three-year driver record for three years from conviction. Insurers generally consider them during that period; any premium increase depends on your insurer and driving history.
Points are only part of the picture
Speeding convictions for 16 km/h or more over the limit carry demerit points. Points stay on your record for two years from the offence date, a different timeline from the conviction.
One speeding conviction
$1,746
more in insurance over three years in one Ratehub example
- Clean record / year
- $2,666
- One conviction / year
- $3,248
$582 more per year × 3 years. The fine is extra.
Sample quotes, not a prediction. Ratehub's other driver example showed a $558 increase over three years. Actual premiums vary by driver, vehicle and insurer.
See Ratehub's examples and methodologyHave a plan before a ticket becomes a problem.
Lawelty coordinates access to an independent licensed paralegal to help you understand your options for eligible matters after activation, with the professional fees included in your plan paid by Lawelty.
Existing tickets are not included. Plan limits, exclusions and paralegal acceptance apply. Membership does not guarantee a ticket dismissal or insurance savings.
Lawelty Services Simplified
A membership model built around clear plan scope, coordination and predictable monthly pricing.
Simple, Predictable Monthly Pricing
One predictable monthly subscription, with services and professional fees defined by your selected plan.
Paralegal Support for Eligible Matters
Once your plan is active, Lawelty coordinates access to an independent licensed paralegal for eligible traffic matters.
Vetted, Licensed Paralegals
We verify licensing status and assess each paralegal’s experience, suitability and availability.
No Large Upfront Retainer
For eligible matters, Lawelty pays the paralegal professional fees included in your plan, helping you avoid a separate large upfront retainer for those services.
Why Choose Lawelty
Traffic issues do not arrive on schedule. Lawelty combines predictable plan pricing with coordination of independent licensed paralegals.
- Predictable monthly pricing
- No separate hourly billing for paralegal fees expressly included in the plan
- Included paralegal fees disclosed in the plan
- Coordination of independent licensed paralegals
- Licensing status, fit and availability reviewed by Lawelty
- Designed for everyday Ontario drivers
Make an informed decision
Understand your options before you decide.
Paying a speeding ticket is a guilty plea. An independent licensed paralegal can explain the charge, the possible consequences and your options for responding.
With Lawelty, you can plan for access to that guidance through a predictable monthly membership, before an eligible traffic matter arises.
Read the court's guide to your optionsOntario court records · 2015–2019
About 76%
of speeding charges resolved in Ontario in 2015–2019 were recorded as prepaid fines or convictions for failing to respond.
Historical charge outcomes, not a count of drivers or today's contest rate. These figures do not predict the result of an individual case.
How we calculated this figure
We added the court's prepaid-fine and failure-to-respond conviction counts for Highway Traffic Act s.128: 1,877,351 out of 2,478,943 resolved charges across 2015–2019 (75.7%, rounded to 76%). These records describe final outcomes, not whether a driver initially disputed a charge or received legal advice.
A Traffic Ticket Isn't Just a Fine
A ticket can mean paperwork, deadlines and uncertainty about what comes next. Depending on the charge and outcome, the impact can reach beyond the fine.
- Possible insurance consequences
- Possible licence consequences and demerit points
- Time spent dealing with court and paperwork
- Unexpected legal fees and retainers
Plan ahead with Lawelty for coordinated access to an independent licensed paralegal and the professional fees included in your plan. Eligible matters must arise after activation, subject to plan limits.
Be Prepared Before You Need Support
Review the plans and set up a membership before an eligible traffic matter arises.
Cancel before the next renewal
Plan limits and exclusions shown upfront
Ontario only